A Partner Indeed

We offer tailored financial solutions and unwavering support, empowering you to achieve your dreams.

Empowering Financial Success

We are your trusted partner for personalized financial solutions in Uganda. With a steadfast commitment to innovation, transparency, and client satisfaction, we empower individuals and businesses alike to achieve their goals and thrive. Experience seamless loan services tailored to your needs and backed by our dedicated support.

Do so much more with our loan products

For Individuals

For Businesses

Covering operational expenses
Bridge gaps in working capital
Expand existing product or services
Purchase machinery or vehicle
Acquire land or property
Build your dream home

We believe in empowering you to build a brighter future, one loan at a time.

Our Products

Whether you're looking for quick cash for emergencies or funds to fuel business growth, Shine Finance has you covered.

Business Loans

Finance to grow your business.

Personal Loans

Meet all your personal needs.

Fast Cash

For valued and active clients.

Frequently Asked Questions

How long does it take to process the loan?

We prioritize swift processing of your loan application. Logbook loans are typically approved within 24 hours, Express loans within 3 hours, and Fast loans within an hour.

What security do I need to get a loan from you?

Currently, Shine Finance accepts motor vehicle logbooks as collateral for vehicles manufactured from 1997 onward to secure a loan.

What do I need to qualify for a Shine Finance Loan?

To qualify for a Shine Finance loan, you need to meet our eligibility criteria, including one of the following: a steady source of income, a valid identification document, bank and mobile money statements or a motor vehicle registered in your name.

How much loan amount can you give me?

Shine Finance offers loan amounts ranging from UGX 500,000 to UGX 30,000,000, depending on factors such as type of loan, the value of your collateral and your repayment capacity.

What are the requirements to get a loan from Shine Finance?

To apply for a loan from Shine Finance, you need to provide the following documents:

Valid identification (e.g., national ID or passport)
Proof of income (e.g., pay slips or bank statements)
Vehicle logbook

What our clients say

In 2021, I discovered Shine Finance at Akamwesi Shopping Mall. Their swift logbook loan process amazed me. Within 24 hours, funds were in my account. Their fair rates and early settlement option make them my go-to for financial needs.

Shine Finance is exceptionally organized, handling everything efficiently. Its professional, respectful staff make it stand out. Their helpfulness sets a high standard in the industry.

I wanted to thank Shine Micro Finance for the swift support that you've always rendered to me in terms of quick loan services.

Thank you for being a great lender, the first I've dealt with in Uganda. I'm grateful for your support, even lending me 1m before I cleared an old loan. May the Almighty bless you, and may Shine continue to shine for all Ugandans.